Accuracy
Our cases have a 99% accuracy rate, meaning that only 1% or less of our clients report discrepancies in their results.
We have assembled one of the most experienced teams in the industry and paired it with a robust quality assurance system and a minimalistic, fully integrated, and secured webpage.
Request your first trace today and discover how our service significantly speeds your injury claims and increases your average settlement.
Our cases have a 99% accuracy rate, meaning that only 1% or less of our clients report discrepancies in their results.
Even though we have a 99% accuracy rate, we still offer a 100% Money Back Guarantee on incorrect results.
Please have in mind that “No Coverage” and “Cancelled Policy” results are considered confirmed results.
If it is your first time using us. Let us know on the request form and we will give you a 100% discount code (PEs not included).
Furthermore, we offer our new clients a two-month Price Match Guarantee on all our policy services.
Our integrated and secured website allows us to add a layer of protection and privacy to your and your client's information, which is not present on most of our competitors, who still use email based systems to receive requests and provide results.
Accuracy rate
We are also one of the very few legal research and policy limit tracing companies with an integrated webpage, meaning that our PAGE is a one-time-stop for all your needs, from sending a request, to receiving the results and downloading invoices. All of this is saved under your username and were you to lose access to it or move on from your company, we can give access back to you or one of your coworkers.
Explore our services and fee schedule. Need your results sooner? For an additional fee, you can request rush processing to receive your results within your preferred time frame.
| Service | Price |
| Personal Policy Limit Trace (3-5 Business Days) | $180 |
| Home Policy Limit Trace (3-5 Business Days) | $240 |
| Commercial and Premises Policy Limit Trace (5-10 Business Days) | $340 |
| Umbrella Policy Limit Trace Fee | $100 |
| Personal or Home Rushes | Price |
| 2-3 Business Days | $50 |
| 12 Business Hours | $100 |
| 4 Business Hours | $250 |
| Commercial Rushes | Price |
| 4-5 Business Days | $100 |
| 2-3 Business Days | $200 |
| 12 Business Hours | $350 |
| Service | Price |
| Personal Umbrella Policy Limit Trace (3-5 Business Days) | $200 |
| Home Umbrella Policy Limit Trace (3-5 Business Days) | $260 |
| Commercial and Premises Umbrella Policy Limit Trace (5-10 Business Days) | $360 |
| Rushes for Personal and Homeowners Umbrella Traces | Price |
| 2-3 Business Days | $50 |
| 12 Business Hours | $100 |
| 4 Business Hours | $250 |
| Rushes for Commercial Umbrella Traces | Price |
| 4-5 Business Days | $100 |
| 2-3 Business Days | $200 |
| 12 Business Hours | $350 |
| Service | Price |
| Personal Insurance Carrier Existence Trace (10-15 Business Days) | $350 |
| Home Insurance Carrier Existence Trace (10-15 Business Days) | $400 |
| Commercial and Premises Insurance Carrier Existence Trace (10-15 Business Days) | $450 |
| Policy Limits Fee | $150 |
| Rushes for Insurance Carrier Existence Traces | Price |
| 7 Business Days | $100 |
| 3-4 Business Day | $350 |
| Service | Price |
| Asset Check (1-3 Business Days) | $100 |
| Background Check (1-3 Business Days) | $80 |
| Skip Trace (1-3 Business Days) | $30 |
| License Plate / VIN Check Trace (1 Business Days) | $65 |
| Rushes for Skip traces, Asset Checks, and background check | Price |
| 4 Business Hours | $50 |
These are the questions we get asked the most about us.
A Policy Limits Trace (Also known as a Liability Limits Trace) is a type of investigation or search used to determine the liability coverage limits of another party’s insurance policy.
In simpler terms, it’s a process used to find out how much insurance coverage (for example, bodily injury or property damage liability) a person, company, or vehicle has under their auto or commercial policy.
Policy Limits Traces (Also known as Liability Limits Traces) are particularly important to attorneys because they provide key information that directly affects case strategy, settlement value, and client outcomes. Here’s why they matter to legal professionals:
a. Assessing Case Value and Strategy
Knowing the defendant’s insurance limits helps attorneys evaluate the realistic recovery potential.It influences whether to settle, pursue litigation, or seek additional defendants with higher coverage.
b. Negotiating Settlements Effectively
Understanding the available policy limits ensures that settlement demands are reasonable and aligned with what the insurer can actually pay. It prevents wasted time pursuing amounts that exceed available coverage.
c. Maximizing Client Recovery
Attorneys can prioritize negotiating for full policy limits when the coverage is limited.
If the limits are low, they can explore other avenues for compensation, such as umbrella policies, other liable parties, or uninsured/underinsured coverage.
d. Avoiding Bad Faith and Ensuring Fair Handling
In personal injury and liability cases, knowing the limits can help attorneys identify when an insurer fails to settle within reasonable limits, a potential basis for a bad faith claim.
e. Efficient Case Management
Early access to liability limit information allows attorneys to allocate resources appropriately, deciding which cases warrant aggressive pursuit versus early settlement.
In short:
For attorneys, a Policy Limits Trace is a strategic tool. It clarifies how much money is realistically available, guides settlement strategy, and supports client advocacy by ensuring the best possible financial outcome within the bounds of available insurance coverage.
A Policy Existence Trace (Also known as an Insurance Discovery Trace) is a specialized search used to determine whether an individual, business, or vehicle has an active insurance policy in place, even when specific policy details are not initially known.
It determines whether insurance coverage exists, a crucial first step before pursuing a claim. It ensures that attorneys can identify who insures the liable party and whether there’s an active policy to pursue.
If we are successful, we will provide you with the name of the Insurance Company/Agency, the Policy Number/Claim Number and the Policy Limits.
Policy Existence Traces (Also known as Insurance Discovery Traces) are especially important to attorneys because they provide crucial information early in a case; Helping determine whether a claim is worth pursuing, how to proceed, and against whom. Here’s why they matter to legal professionals:
a. Identifying Potential Sources of Recovery
Attorneys use these traces to find out whether the at-fault party has any insurance coverage that could compensate their client.
If coverage exists, it establishes a realistic path to financial recovery; if not, it helps avoid investing time in cases with no collectible assets.
b. Confirming the Correct Insurer and Policy Details
Policy Existence Traces identify which insurance company provides coverage, ensuring the attorney directs claims, notices, or demands to the right carrier.
c. Strengthening Case Evaluation and Strategy
Knowing whether coverage exists shapes the attorney’s case strategy; From negotiation and mediation to deciding whether litigation is worthwhile.
d. Supporting Due Diligence and Client Transparency
Attorneys have an obligation to investigate all possible avenues of compensation.
Conducting a Policy Existence Trace demonstrates diligence and helps manage client expectations about recovery prospects.
e. Enabling Faster Case Progression
Early confirmation of coverage allows attorneys to move more quickly into negotiation or settlement discussions, reducing delays and improving client satisfaction.
In short:
For attorneys, a Policy Existence Trace is an essential investigative tool. It verifies whether insurance coverage exists and who provides it, allowing them to build an effective case strategy and maximize recovery opportunities for their clients.
You may either complete our Request Form directly, or create a portal account to conveniently submit the form from your personalized dashboard.
Please see our complete fee schedule here.
Unlike other Policy Limit Tracing companies, we will not charge you extra for difficult insurance companies, old date of loss, etc. Please keep in mind Umbrellas and Rushes do have an added cost.
We operate on a “No Results, No Charge” basis, meaning that if we do not find the information you requested, you do not get charged.
Please keep in mind that “No Coverage” and “Canceled Policy” results are considered confirmed results.
Yes. We have a 99% accuracy rate, supported by an experienced Q&A team, but even we get wrong sometimes. If the information we provided was incorrect, we will reimburse you in full.
We simply ask you to provide us with the declaration page, or any other document supporting the discrepancy in the results.
We also offer Skip Traces, Background and Asset Checks, and VIN/License plate checks. For a complete list of services and prices, please see our fee schedule.
Please contact us at contact@leonliability.com
A Policy Limits Trace (Also known as a Liability Limits Trace) is a type of investigation or search used to determine the liability coverage limits of another party’s insurance policy.
In simpler terms, it’s a process used to find out how much insurance coverage (for example, bodily injury or property damage liability) a person, company, or vehicle has under their auto or commercial policy.
Policy Limits Traces (Also known as Liability Limits Traces) are particularly important to attorneys because they provide key information that directly affects case strategy, settlement value, and client outcomes. Here’s why they matter to legal professionals:
a. Assessing Case Value and Strategy
Knowing the defendant’s insurance limits helps attorneys evaluate the realistic recovery potential. It influences whether to settle, pursue litigation, or seek additional defendants with higher coverage.
b. Negotiating Settlements Effectively
Understanding the available policy limits ensures that settlement demands are reasonable and aligned with what the insurer can actually pay. It prevents wasted time pursuing amounts that exceed available coverage.
c. Maximizing Client Recovery
Attorneys can prioritize negotiating for full policy limits when the coverage is limited. If the limits are low, they can explore other avenues for compensation, such as umbrella policies, other liable parties, or uninsured/underinsured coverage.
d. Avoiding Bad Faith and Ensuring Fair Handling
In personal injury and liability cases, knowing the limits can help attorneys identify when an insurer fails to settle within reasonable limits, a potential basis for a bad faith claim.
e. Efficient Case Management
Early access to liability limit information allows attorneys to allocate resources appropriately, deciding which cases warrant aggressive pursuit versus early settlement.
In short:
For attorneys, a Policy Limits Trace is a strategic tool. It clarifies how much money is realistically available, guides settlement strategy, and supports client advocacy by ensuring the best possible financial outcome within the bounds of available insurance coverage.
A Policy Existence Trace (Also known as an Insurance Discovery Trace) is a specialized search used to determine whether an individual, business, or vehicle has an active insurance policy in place, even when specific policy details are not initially known.
It determines whether insurance coverage exists, a crucial first step before pursuing a claim. It ensures that attorneys can identify who insures the liable party and whether there’s an active policy to pursue.
If we are successful, we will provide you with the name of the Insurance Company/Agency, the Policy Number/Claim Number and the Policy Limits.
Policy Existence Traces (Also known as Insurance Discovery Traces) are especially important to attorneys because they provide crucial information early in a case; Helping determine whether a claim is worth pursuing, how to proceed, and against whom. Here’s why they matter to legal professionals:
a. Identifying Potential Sources of Recovery
Attorneys use these traces to find out whether the at-fault party has any insurance coverage that could compensate their client.
If coverage exists, it establishes a realistic path to financial recovery; if not, it helps avoid investing time in cases with no collectible assets.
b. Confirming the Correct Insurer and Policy Details
Policy Existence Traces identify which insurance company provides coverage, ensuring the attorney directs claims, notices, or demands to the right carrier.
c. Strengthening Case Evaluation and Strategy
Knowing whether coverage exists shapes the attorney’s case strategy; From negotiation and mediation to deciding whether litigation is worthwhile.
d. Supporting Due Diligence and Client TransparencyAttorneys have an obligation to investigate all possible avenues of compensation.
Conducting a Policy Existence Trace demonstrates diligence and helps manage client expectations about recovery prospects.
e. Enabling Faster Case Progression
Early confirmation of coverage allows attorneys to move more quickly into negotiation or settlement discussions, reducing delays and improving client satisfaction.
In short:
For attorneys, a Policy Existence Trace is an essential investigative tool. It verifies whether insurance coverage exists and who provides it, allowing them to build an effective case strategy and maximize recovery opportunities for their clients.
You may either complete our Request Form directly, or create a portal account to conveniently submit the form from your personalized dashboard.
Please see our complete fee schedule here.
No. Unlike other Policy Limit Tracing companies, we will not charge you extra for difficult insurance companies, old date of loss, etc. Please keep in mind Umbrellas and Rushes do have an added cost.
No. Unlike other Policy Limit Tracing companies, we will not charge you extra for difficult insurance companies, old date of loss, etc. Please keep in mind Umbrellas and Rushes do have an added cost.
Subscribe to our newsletter.
Get updates, special offers and discount codes.